Spending Down

Applicants for Medicaid and their spouses may protect savings by spending them on non-countable assets. These expenditures may include:

1. Pre-paying funeral expenses in any amount.
2. Paying off a mortgage.
3. Making repairs to a home.
4. Replacing an old automobile.
5. Updating home furnishings.
6. Paying for more care at home.
7. Buying a new home, or a life estate in someone else’s home.